By using our site we will connect you with, for-profit service providers in our referral network.
They will give you an overview of all the programs that may be available to you.
These same services can be performed by yourself without a fee through your loan servicer or the department of education directly.
Who is eligible for this program?
Your eligibility for student loan forgiveness depends on the type of student loan in question. If you have a Federal Stafford Loan, you may be able to get all or part of your loan forgiven through certain types of volunteer work, public service, military service or medical practice.
Subsidized Loans
Subsidized Federal Stafford Loans
Direct Subsidized Loans
Subsidized Federal Consolidation Loans
Direct Subsidized Consolidation Loans
Federal Insured Student Loans (GSL)
Guaranteed Student Loan (GSL)
A consolidation loan may ease the strain on a borrower’s budget by lowering the borrower’s overall monthly payment. The minimum monthly payment on a consolidation loan may be lower than the combined payments charged on a borrower’s Federal education loans. There is no easier way to find out if you qualify for a student loan consolidation.
Flexible Consolidation programs:
Borrowers can choose from multiple repayment plans with various term selections to repay their consolidation loan(s), including an Income Contingent Repayment and an Income-Based Repayment Plan. These plans are designed to be flexible to meet the different and changing needs of borrowers. With a student consolidation loan, borrowers can switch repayment plans at any time. If you select the IBR Plan and want to change at a later date, your only option will be the Standard Plan.
A consolidation loan may ease the strain on a borrower’s budget by lowering the borrower’s overall monthly payment. The minimum monthly payment on a consolidation loan may be lower than the combined payments charged on a borrower’s Federal education loans. There is no easier way to find out if you qualify for a student loan consolidation.
Public Services Loan Forgiveness Programs
Through the College Cost Reduction and Access Act of 2007, Congress created the Public Service Loan Forgiveness Program to encourage individuals to enter and continue to work full-time in public service jobs. Under this student loan program, borrowers may qualify for forgiveness of the remaining balance due on their eligible federal student loans after they have made 120 payments on those loans under certain repayment plans while employed full time under a certain public service employers.
With the Student Loan Forgiveness Program, borrowers must make 120 monthly payments on their eligible federal student loans beginning after October 1, 2007 before they qualify for the loan forgiveness, the first cancellations of loans balances will not be granted until October 2017. Apply now to find out if you are eligible for a student loan forgiveness program.
*You may not qualify for these programs or benefits listed. We make no representation that you will get a specific outcome.
To find out what you may qualify for, you can use our network of for-profit referral partners or contact the Department of Education directly or your loan servicer.
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